/* Layout: sticky two-tier header, full-bleed light-blue hero bands alternating with airy white sections on a 1180px grid */
:root{
  --navy:#003087; --navy-deep:#012169; --blue:#0070E0; --sky:#0070AC; --accent:#009CDE; --btn:#0072B2; --btn-hover:#005E94; --tint:#E3F4FC; --foot-bg:#DDF1FB; --foot-fg:#33476B; --foot-head:#012169; --foot-line:rgba(0,119,184,.25);
  --hero-muted:#33476B; --hero-eyebrow:#0077B8;  --gold:#FFC439; --gold-ink:#1a1a1a;
  --bg:#FFFFFF; --bg-alt:#F1F5FB; --surface:#FFFFFF; --fg:#0B1A3A; --muted:#51607D; --line:#DCE3EF;
  --link:#0077C0; --hero-bg:linear-gradient(135deg,#D9F0FB 0%,#E9F7FD 55%,#BFE6F8 130%); --hero-fg:#012169;
  --ok:#0A8A4A; --flag-red:#B22234; --eagle-op:.22; --wm-op:.08; --bg-alt-t:rgba(241,245,251,.82); --logo-wing:#012169; --warn:#B25E00; --err:#C4262E;
  --shadow:0 1px 2px rgba(0,28,100,.06),0 8px 24px rgba(0,28,100,.08);
  --font-display:"Sora","Segoe UI",system-ui,sans-serif;
  --font-body:"Figtree","Segoe UI",system-ui,-apple-system,sans-serif;
  --r:12px; --wrap:1180px;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#07102A; --bg-alt:#0C1838; --surface:#111F45; --fg:#E8EEFC; --muted:#A5B3D1; --line:#23335E;
  --link:#6CCBF5; --hero-bg:linear-gradient(135deg,#031A3D 0%,#0A2F5C 60%,#0077B3 140%); --sky:#6CCBF5; --accent:#2BB3EC; --tint:#0E2A4D; --foot-bg:#0A1F40; --foot-fg:#C9DDF2; --foot-head:#FFFFFF; --foot-line:rgba(255,255,255,.14); --hero-fg:#FFFFFF; --hero-muted:#C9DDF2; --hero-eyebrow:#7FD4FA;
  --navy:#7FB4FF; --flag-red:#FF6B78; --eagle-op:.16; --wm-op:.07; --bg-alt-t:rgba(12,24,56,.82); --logo-wing:#8FC4FF; --ok:#3CCB84; --warn:#F2A64A; --err:#FF6B72; --shadow:0 1px 2px rgba(0,0,0,.3),0 8px 24px rgba(0,0,0,.35);
  color-scheme:dark}}
:root[data-theme="dark"]{
  --bg:#07102A; --bg-alt:#0C1838; --surface:#111F45; --fg:#E8EEFC; --muted:#A5B3D1; --line:#23335E;
  --link:#6CCBF5; --hero-bg:linear-gradient(135deg,#031A3D 0%,#0A2F5C 60%,#0077B3 140%); --sky:#6CCBF5; --accent:#2BB3EC; --tint:#0E2A4D; --foot-bg:#0A1F40; --foot-fg:#C9DDF2; --foot-head:#FFFFFF; --foot-line:rgba(255,255,255,.14); --hero-fg:#FFFFFF; --hero-muted:#C9DDF2; --hero-eyebrow:#7FD4FA;
  --navy:#7FB4FF; --flag-red:#FF6B78; --eagle-op:.16; --wm-op:.07; --bg-alt-t:rgba(12,24,56,.82); --logo-wing:#8FC4FF; --ok:#3CCB84; --warn:#F2A64A; --err:#FF6B72; --shadow:0 1px 2px rgba(0,0,0,.3),0 8px 24px rgba(0,0,0,.35);
  color-scheme:dark}

*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--fg);font:1rem/1.6 var(--font-body);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--link)}
h1,h2,h3,h4{font-family:var(--font-display);line-height:1.15;text-wrap:balance;margin:0;letter-spacing:-.015em}
h1{font-size:clamp(2rem,4.6vw,3.25rem);font-weight:700}
h2{font-size:clamp(1.6rem,3vw,2.25rem);font-weight:700}
h3{font-size:1.2rem;font-weight:600}
p{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:20px}
.eyebrow{font:600 .78rem/1 var(--font-body);letter-spacing:.12em;text-transform:uppercase;color:var(--sky)}
.lede{font-size:1.15rem;color:var(--muted);max-width:62ch}
.stack{display:flex;flex-direction:column;gap:16px}
.section{padding-block:72px}
.section.alt{background:var(--bg-alt)}
.section-head{display:flex;flex-direction:column;gap:12px;margin-bottom:40px;max-width:720px}
.section-head.center{margin-inline:auto;text-align:center;align-items:center}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;border-radius:999px;font:700 1rem/1.1 var(--font-body);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:var(--gold-ink)}
.btn-gold:hover{background:#F2BA2C;box-shadow:0 6px 16px rgba(255,196,57,.35)}
.btn-blue{background:var(--btn);color:#fff}
.btn-blue:hover{background:var(--btn-hover)}
.btn-ghost{background:transparent;border-color:currentColor;color:inherit}
.btn-sm{padding:9px 18px;font-size:.9rem}
.btn[disabled]{opacity:.5;cursor:not-allowed;transform:none}

/* Header */
.topbar{background:var(--accent);color:#fff;font-size:.85rem;font-weight:600}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-block:8px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
.topbar a:hover{text-decoration:underline}
.topbar nav{display:flex;gap:20px;flex-wrap:wrap}
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--surface);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;gap:24px;padding-block:14px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--fg);flex-shrink:0}
.brand-logo{height:56px;width:auto;flex-shrink:0;display:block}
.brand-name{font:700 1.05rem/1.05 var(--font-display);letter-spacing:-.01em}
.brand-name small{display:block;font:600 .68rem/1.4 var(--font-body);letter-spacing:.16em;text-transform:uppercase;color:var(--sky)}
.brand-name b{color:var(--navy)}
.mainnav{display:flex;gap:2px;margin-left:auto;align-items:center}
.mainnav a{padding:8px 10px;border-radius:8px;color:var(--fg);text-decoration:none;font-weight:600;font-size:.93rem;white-space:nowrap}
.mainnav a:hover,.mainnav a[aria-current="page"]{background:var(--bg-alt);color:var(--link)}
.nav-toggle{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;color:var(--fg);cursor:pointer}
.header-cta{flex-shrink:0}
@media (max-width:1180px){
  .nav-toggle{display:block}
  .mainnav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--surface);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 20px 20px;gap:2px}
  .mainnav.open{display:flex}
  .header-cta{display:none}
  .mainnav .mobile-cta{display:inline-flex;margin-top:10px}
}
.mainnav .mobile-cta{display:none}
@media (max-width:1180px){.mainnav .mobile-cta{display:inline-flex}}

/* Hero */
.hero{background:var(--hero-bg);color:var(--hero-fg);position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-80px;width:520px;height:600px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 116'%3E%3Cpath d='M50 2 96 18v36c0 30-20 50-46 60C24 104 4 84 4 54V18Z' fill='none' stroke='%23009CDE' stroke-opacity='.18' stroke-width='3'/%3E%3C/svg%3E") no-repeat center/contain;pointer-events:none}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding-block:64px 72px;position:relative;z-index:1}
.hero .lede{color:var(--hero-muted)}
.hero .eyebrow{color:var(--hero-eyebrow)}
.hero-points{display:grid;gap:10px;list-style:none;padding:0;margin:0;font-weight:600;color:var(--hero-fg)}
.hero-points li{display:flex;align-items:center;gap:8px}
.hero-points li::before{content:"";width:18px;height:18px;border-radius:50%;background:var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5 7 11l5-6' fill='none' stroke='white' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat;flex-shrink:0}
.page-hero .wrap{grid-template-columns:1fr;padding-block:56px}
@media (max-width:880px){.hero .wrap{grid-template-columns:1fr;padding-block:44px}}

/* Quote card */
.quote-card{background:var(--surface);color:var(--fg);border-radius:18px;padding:28px;box-shadow:0 18px 48px rgba(0,60,120,.16);display:flex;flex-direction:column;gap:16px}
.quote-card h2{font-size:1.4rem}
.promo-tag{align-self:flex-start;background:var(--gold);color:var(--gold-ink);font-weight:700;font-size:.8rem;padding:5px 12px;border-radius:999px;letter-spacing:.02em}

/* Forms */
.field{display:flex;flex-direction:column;gap:6px;min-width:0}
.field label{font-weight:600;font-size:.9rem}
.field input,.field select,.field textarea{font:inherit;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;background:var(--bg);color:var(--fg);width:100%}
.field input:not([type=checkbox],[type=radio]),.field select{min-height:calc(1.6em + 27px)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(0,112,224,.18)}
.field .hint{font-size:.82rem;color:var(--muted)}
.field.invalid input,.field.invalid select{border-color:var(--err)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media (max-width:640px){.grid-2,.grid-3{grid-template-columns:1fr}}
.form-note{font-size:.82rem;color:var(--muted)}
.form-success{background:rgba(10,138,74,.1);border:1px solid var(--ok);color:var(--fg);padding:14px 16px;border-radius:10px}

/* Cards / grids */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:26px;display:flex;flex-direction:column;gap:10px;min-width:0}
.card p{color:var(--muted)}
.icon{width:48px;height:48px;border-radius:12px;background:var(--tint);color:var(--sky);display:grid;place-items:center}
.icon svg{width:26px;height:26px}
.benefit-row{display:grid;grid-template-columns:repeat(5,1fr);gap:20px}
@media (max-width:980px){.benefit-row{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.benefit-row{grid-template-columns:1fr}}
.benefit{display:flex;flex-direction:column;gap:10px}
.benefit p{color:var(--muted);font-size:.95rem}

/* Plans */
.plan-toggle{display:inline-flex;background:var(--bg-alt);border:1px solid var(--line);border-radius:999px;padding:4px;gap:4px}
.plan-toggle button{border:0;background:transparent;color:var(--fg);font:600 .95rem var(--font-body);padding:9px 20px;border-radius:999px;cursor:pointer}
.plan-toggle button[aria-pressed="true"]{background:var(--navy-deep);color:#fff}
.plans{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;align-items:stretch}
@media (max-width:980px){.plans{grid-template-columns:minmax(0,520px);justify-content:center}}
.plan .btn{margin-top:auto}
.plan.popular .badge{background:var(--navy-deep)}
.plan{background:var(--surface);border:1.5px solid var(--line);border-radius:18px;padding:32px;display:flex;flex-direction:column;gap:18px;position:relative}
.plan.featured{border-color:var(--accent);box-shadow:var(--shadow)}
.plan .badge{position:absolute;top:-13px;left:32px;background:var(--accent);color:#fff;font-weight:700;font-size:.78rem;padding:5px 12px;border-radius:999px;letter-spacing:.04em;text-transform:uppercase}
.price{font:700 2.8rem/1 var(--font-display);font-variant-numeric:tabular-nums;color:var(--fg)}
.price small{font:500 1rem var(--font-body);color:var(--muted)}
.price-note{font-size:.88rem;color:var(--muted)}
.checklist{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.checklist li{display:flex;gap:10px;align-items:flex-start}
.checklist li::before{content:"";flex-shrink:0;width:20px;height:20px;margin-top:2px;border-radius:50%;background:var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5 7 11l5-6' fill='none' stroke='white' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/13px no-repeat}
.checklist.cols{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}

/* Table */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:var(--surface)}
table{border-collapse:collapse;width:100%;min-width:560px;font-variant-numeric:tabular-nums}
th,td{padding:13px 18px;text-align:left;border-bottom:1px solid var(--line)}
thead th{background:var(--bg-alt);font-family:var(--font-display);font-size:.95rem}
td.c,th.c{text-align:center}
tr:last-child td{border-bottom:0}
.yes{color:var(--ok);font-weight:700}
.no{color:var(--muted)}

/* Steps (real sequence) */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:step}
@media (max-width:820px){.steps{grid-template-columns:1fr}}
.step{display:flex;flex-direction:column;gap:10px;counter-increment:step}
.step::before{content:counter(step);width:44px;height:44px;border-radius:50%;background:var(--navy-deep);color:#fff;display:grid;place-items:center;font:700 1.1rem var(--font-display)}
.step p{color:var(--muted)}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split > *{min-width:0}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:32px}}
.panel{background:var(--bg-alt);border:1px solid var(--line);border-radius:18px;padding:32px}

/* Promo band */
.promo-band{background:var(--gold);color:var(--gold-ink)}
.promo-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-block:22px;flex-wrap:wrap}
.promo-band strong{font:700 1.2rem var(--font-display)}
.promo-band .btn{background:var(--navy-deep);color:#fff}

/* Coupons */
.coupons{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
@media (max-width:900px){.coupons{grid-template-columns:minmax(0,1fr)}}
@media (max-width:620px){.coupons{grid-template-columns:minmax(0,1fr)}}
.coupon{background:var(--surface);border:2px dashed var(--accent);border-radius:16px;display:flex;flex-direction:column;overflow:hidden}
.coupon-top{background:var(--hero-bg);color:var(--hero-fg);padding:22px 24px;display:flex;flex-direction:column;gap:4px}
.coupon-top .amt{font:800 2.2rem/1 var(--font-display)}
.coupon-body{padding:20px 24px 24px;display:flex;flex-direction:column;gap:14px;flex:1}
.coupon-body p{color:var(--muted);font-size:.93rem}
.code-row{display:flex;gap:8px;align-items:stretch;margin-top:auto}
.code{flex:1;font:700 1.05rem/1 ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.08em;border:1.5px solid var(--line);background:var(--bg-alt);border-radius:10px;display:flex;align-items:center;justify-content:center;padding:10px;user-select:all;color:var(--fg)}
.fine{font-size:.8rem;color:var(--muted)}

/* FAQ */
.faq{display:flex;flex-direction:column;gap:12px;max-width:860px}
.faq details{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:0 22px}
.faq summary{cursor:pointer;list-style:none;font:600 1.05rem var(--font-display);padding:18px 30px 18px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:14px;font-size:1.5rem;color:var(--accent);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{padding-bottom:20px;color:var(--muted)}
.faq-group{display:flex;flex-direction:column;gap:14px}
.faq-group h3{margin-top:18px}

/* Checkout */
.checkout{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:36px;align-items:start}
@media (max-width:960px){.checkout{grid-template-columns:1fr}}
.progress{display:flex;gap:8px;list-style:none;padding:0;margin:0 0 28px;flex-wrap:wrap}
.progress li{flex:1;min-width:110px;display:flex;flex-direction:column;gap:6px;font-size:.85rem;font-weight:600;color:var(--muted)}
.progress li::before{content:"";height:5px;border-radius:5px;background:var(--line)}
.progress li.done::before,.progress li.current::before{background:var(--accent)}
.progress li.current{color:var(--fg)}
.co-step{display:flex;flex-direction:column;gap:22px}
.co-step h2{font-size:1.5rem}
.opt-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}
.opt{position:relative;display:block}
.opt input{position:absolute;opacity:0;inset:0}
.opt span{display:flex;flex-direction:column;gap:4px;border:1.5px solid var(--line);border-radius:12px;padding:16px;cursor:pointer;background:var(--surface);height:100%}
.opt span b{font-family:var(--font-display)}
.opt span em{font-style:normal;color:var(--muted);font-size:.88rem;font-variant-numeric:tabular-nums}
.opt input:checked + span{border-color:var(--accent);box-shadow:0 0 0 3px rgba(0,156,222,.2)}
.opt input:focus-visible + span{outline:3px solid var(--sky);outline-offset:2px}
.addon-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:10px}
.addon{display:flex;align-items:center;gap:12px;border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;cursor:pointer;background:var(--surface)}
.addon input{width:18px;height:18px;accent-color:var(--accent)}
.addon:has(input:disabled){opacity:.75;cursor:default}
.addon span{flex:1}
.addon em{font-style:normal;color:var(--muted);font-size:.88rem;font-variant-numeric:tabular-nums}
.co-nav{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.summary{position:sticky;top:96px;background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:24px;display:flex;flex-direction:column;gap:14px;box-shadow:var(--shadow)}
.summary h3{font-size:1.1rem}
.sum-lines{display:flex;flex-direction:column;gap:8px;font-variant-numeric:tabular-nums}
.sum-line{display:flex;justify-content:space-between;gap:12px;font-size:.95rem}
.sum-line.discount{color:var(--ok);font-weight:600}
.sum-total{display:flex;justify-content:space-between;align-items:baseline;border-top:1px solid var(--line);padding-top:14px;font:700 1.35rem var(--font-display);font-variant-numeric:tabular-nums}
.coupon-apply{display:flex;gap:8px}
.coupon-apply input{flex:1;min-width:0;font:inherit;padding:10px 12px;border:1.5px solid var(--line);border-radius:10px;background:var(--bg);color:var(--fg);text-transform:uppercase}
.coupon-msg{font-size:.85rem;min-height:1.2em}
.coupon-msg.ok{color:var(--ok)} .coupon-msg.bad{color:var(--err)}
.notice{border:1px solid var(--warn);background:rgba(178,94,0,.08);border-radius:10px;padding:12px 14px;font-size:.88rem}
.secure{display:flex;gap:8px;align-items:center;font-size:.85rem;color:var(--muted)}

/* Footer */
.site-footer{background:var(--foot-bg);color:var(--foot-fg);border-top:4px solid var(--accent);padding-block:56px 28px;font-size:.93rem}
.site-footer a{color:var(--foot-head);font-weight:500;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:32px}
@media (max-width:900px){.foot-grid{grid-template-columns:1fr 1fr}}
.foot-grid h4,.foot-grid .foot-h{color:var(--foot-head);font-size:.95rem;margin-bottom:12px}
.foot-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot-brand .brand{color:var(--foot-head)}
.foot-brand .brand-name b{color:var(--foot-head)}
.foot-bottom{border-top:1px solid var(--foot-line);margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem}

.tnum{font-variant-numeric:tabular-nums}
.center{text-align:center}
.mt-24{margin-top:24px}
.cta-band{background:var(--hero-bg);color:var(--hero-fg);border-radius:22px;padding:44px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band p{color:var(--hero-muted)}
.page[hidden]{display:none!important}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.foot-grid > *{min-width:0;overflow-wrap:anywhere}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}

/* Address autocomplete */
.ac-wrap{position:relative}
.ac-list{position:absolute;left:0;right:0;top:calc(100% + 4px);z-index:30;list-style:none;margin:0;padding:6px;background:var(--surface);border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);max-height:320px;overflow:auto}
.ac-list li[data-i]{padding:10px 12px;border-radius:8px;cursor:pointer;display:flex;flex-direction:column;gap:2px}
.ac-list li[data-i] span{font-size:.85rem;color:var(--muted)}
.ac-list li[data-i]:hover,.ac-list li[aria-selected="true"]{background:var(--tint)}
.ac-attr{font-size:.72rem;color:var(--muted);text-align:right;padding:6px 10px 2px}
.map-link{display:inline-flex;align-items:center;gap:6px;font-size:.88rem;font-weight:600;color:var(--link);text-decoration:none;align-self:flex-start}
.map-link:hover{text-decoration:underline}

/* Quote form validation */
.field .err{display:none;color:var(--err)}
.field.invalid .err{display:block}
.opt-label{font-weight:400;color:var(--muted)}
.phone-wrap{display:flex;align-items:stretch}
.phone-cc{display:flex;align-items:center;padding:0 12px;border:1.5px solid var(--line);border-right:0;border-radius:10px 0 0 10px;background:var(--bg-alt);font-weight:700;color:var(--fg)}
.phone-wrap input{border-radius:0 10px 10px 0}
.field.invalid .phone-cc{border-color:var(--err)}

.checkout.no-summary{grid-template-columns:minmax(0,760px)}
#checkout{scroll-margin-top:110px}

/* Price lock until quote form is completed */
main.locked [data-lock], main.locked .pc{display:none!important}
main:not(.locked) [data-locked-only]{display:none!important}
.lock-cta{display:flex;align-items:center;gap:8px;padding:14px 16px;border:1.5px dashed var(--accent);border-radius:12px;background:var(--tint);color:var(--fg);font-weight:700;text-decoration:none}
.lock-cta:hover{border-style:solid}
.lock-banner{display:flex;align-items:center;gap:16px;flex-wrap:wrap;background:var(--tint);border:1px solid var(--line);border-radius:16px;padding:20px 24px;margin-bottom:40px;color:var(--fg)}
.lock-banner > div{flex:1;min-width:220px}
.lock-banner p{color:var(--muted);font-size:.93rem}
.anchor{display:block;position:relative;top:-120px;visibility:hidden}
.quote-card.flash{animation:qflash 1.4s ease}
@keyframes qflash{0%,100%{box-shadow:0 18px 48px rgba(0,60,120,.16)}30%{box-shadow:0 0 0 5px var(--accent),0 18px 48px rgba(0,60,120,.16)}}
.lock-cta svg,.lock-banner svg{flex-shrink:0;width:20px;height:20px}

/* Covered property address group */
.addr-set{border:1px solid var(--line);border-radius:14px;padding:18px 20px 20px;margin:0;display:flex;flex-direction:column;gap:14px;min-width:0}
.addr-set legend{font:600 1rem var(--font-display);padding:0 6px;color:var(--fg)}
.addr-row{display:grid;grid-template-columns:2fr 1.2fr 1fr;gap:14px}
@media (max-width:640px){.addr-row{grid-template-columns:1fr 1fr}.addr-row .field:first-child{grid-column:1/-1}}

/* What's Covered tier cards */
.cov-cards{grid-template-columns:repeat(3,minmax(0,1fr))}
@media (max-width:900px){.cov-cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.cov-cards{grid-template-columns:minmax(0,1fr)}}
.tier-tag{align-self:flex-start;background:var(--accent);color:#fff;font-size:.72rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:3px 9px;border-radius:999px}
.card .tier-tag{margin-top:2px}

/* Plan terms + installments */
.term-grid{grid-template-columns:repeat(5,minmax(0,1fr))}
@media (max-width:760px){.term-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.opt span .save{color:var(--ok);font-weight:700}
.opt .best{align-self:flex-start;background:var(--gold);color:var(--gold-ink);font:700 .66rem/1 var(--font-body);letter-spacing:.05em;text-transform:uppercase;padding:4px 7px;border-radius:999px;margin-bottom:2px}
.term-perks{display:flex;flex-wrap:wrap;align-items:center;gap:8px 18px;margin-top:10px;padding:12px 14px;border-radius:10px;background:var(--tint)}
.term-perks span{display:inline-flex;align-items:center;gap:6px;font-weight:700;color:var(--fg)}
.term-perks svg{width:18px;height:18px;border-radius:50%;background:var(--accent);color:#fff;padding:2px;flex-shrink:0}
.term-perks small{color:var(--muted);font-size:.82rem}
.sum-due{display:flex;justify-content:space-between;font-weight:700;color:var(--link);font-variant-numeric:tabular-nums}

.sum-line.discount span:last-child{white-space:nowrap}
.sum-cover{font-weight:700;color:var(--fg)}

/* Billing address + review */
.same-bill{margin-top:-4px}
.addr-review{display:grid;grid-template-columns:1fr 1fr;gap:14px;align-items:start}
@media (max-width:560px){.addr-review{grid-template-columns:1fr}}
.addr-card{border:1px solid var(--line);border-radius:12px;padding:14px 16px;background:var(--bg-alt);min-width:0;overflow-wrap:anywhere}
.addr-card h4{font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.addr-card p{color:var(--fg);line-height:1.5}
.link-btn{grid-column:1/-1;justify-self:start;background:none;border:0;padding:0;color:var(--link);font:600 .9rem var(--font-body);cursor:pointer;text-decoration:underline}

.zip-banner{display:flex;align-items:center;gap:14px;background:rgba(10,138,74,.09);border:1px solid var(--ok);border-radius:16px;padding:18px 22px;margin-bottom:36px;color:var(--fg)}
.zip-banner svg{flex-shrink:0;width:28px;height:28px;color:var(--ok)}
.zip-banner strong{font:700 1.1rem var(--font-display);color:var(--ok)}
.zip-banner p{margin:2px 0 0;font-size:1.02rem}

/* Mobile: order summary at top and bottom of checkout */
.sum-top{display:none}
@media (max-width:960px){
  .sum-top{display:block;background:var(--surface);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);margin-bottom:22px}
  .sum-top[hidden]{display:none!important}
  .sum-top summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 18px;font:700 1rem var(--font-display)}
  .sum-top summary::-webkit-details-marker{display:none}
  .sum-top summary::after{content:"";width:9px;height:9px;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg);margin-left:4px;transition:transform .2s}
  .sum-top[open] summary::after{transform:rotate(-135deg)}
  .sum-top-total{margin-left:auto;color:var(--link);font-variant-numeric:tabular-nums}
  .sum-top-body{display:flex;flex-direction:column;gap:12px;padding:0 18px 16px;border-top:1px solid var(--line);padding-top:14px}
  .sum-top-body .sum-total{font-size:1.15rem}
  .summary{position:static}
}

/* Patriotic wordmark */
.brand-name{font-size:1rem;text-transform:uppercase;letter-spacing:.01em}
.brand-name .bn-red{color:var(--flag-red)}
.brand-name small{letter-spacing:.2em;color:var(--navy)}
.foot-brand .brand-name small{color:var(--foot-head)}
@media (max-width:420px){.brand-logo{height:40px}.brand-name{font-size:.95rem}}
.brand-name b{white-space:nowrap}
.site-header .wrap{gap:18px}
@media (min-width:1181px){.mainnav a{padding:8px 7px}}
.foot-brand .brand-logo{height:64px}
@media (min-width:1181px){.brand-logo{height:48px}.brand-name{font-size:.9rem}.site-header .wrap{gap:12px}.mainnav a{padding:8px 6px;font-size:.9rem}}
.foot-brand .brand{flex-direction:column;align-items:flex-start;gap:8px}

/* Home hero: eagle background */
.home-hero::after{display:none}
.home-hero::before{content:"";position:absolute;inset:0;background:url("../img/hero-eagle.webp") center 55%/min(1150px,96%) auto no-repeat;opacity:var(--eagle-op);pointer-events:none}
@media (max-width:880px){.home-hero::before{background-position:center 18%;background-size:120% auto}}
.home-hero .lede{font-weight:700;color:var(--hero-fg)}

/* Site-wide eagle watermark (fixed behind all pages) */
body::before{content:"";position:fixed;inset:0;background:url("../img/hero-eagle.webp") center 58%/min(1100px,94vw) auto no-repeat;opacity:var(--wm-op);pointer-events:none;z-index:0}
.topbar,main,.site-footer{position:relative;z-index:1}
.site-header{z-index:50}
.section.alt{background:var(--bg-alt-t)}
/* Home hero: quote form pinned to the far right */
@media (min-width:881px){
  .home-hero .wrap{max-width:none;padding-left:max(20px,calc((100% - 1180px)/2 + 20px));padding-right:clamp(20px,2.5vw,40px);grid-template-columns:minmax(0,660px) 440px;justify-content:space-between}
}

/* Service Agreement page */
.agr-wrap{display:grid;grid-template-columns:260px minmax(0,1fr);gap:48px;align-items:start}
@media (max-width:900px){.agr-wrap{grid-template-columns:1fr;gap:28px}}
.agr-toc{position:sticky;top:110px;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:18px 16px;max-height:calc(100vh - 140px);overflow:auto}
@media (max-width:900px){.agr-toc{position:static;max-height:none}}
.agr-toc h3,.agr-toc .toc-h{font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.agr-toc ol{list-style:none;margin:0;padding:0;display:grid;gap:2px}
.agr-toc a{display:flex;gap:10px;padding:6px 8px;border-radius:8px;text-decoration:none;color:var(--fg);font-size:.9rem;line-height:1.3}
.agr-toc a span{color:var(--link);font-weight:700;font-variant-numeric:tabular-nums;min-width:1.5em}
.agr-toc a:hover{background:var(--tint)}
.agr-body{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:clamp(20px,4vw,44px);max-width:860px;min-width:0}
.agr-sec{scroll-margin-top:110px;padding-bottom:26px;margin-bottom:26px;border-bottom:1px solid var(--line)}
.agr-sec:last-of-type{border-bottom:0}
.agr-sec h2{font-size:1.35rem;display:flex;gap:12px;align-items:baseline;margin-bottom:12px}
.agr-num{color:var(--link);font-variant-numeric:tabular-nums}
.agr-sec h3{font-size:1.05rem;margin:20px 0 6px}
.agr-sec h4{font-size:.98rem;margin:18px 0 6px;color:var(--fg)}
.agr-sec p{color:var(--muted);margin:0 0 10px;line-height:1.65;max-width:75ch;overflow-wrap:anywhere}
.agr-sec p strong{color:var(--fg)}
.agr-list{margin:4px 0 12px;padding-left:22px;color:var(--muted);display:grid;gap:6px}
mark.fill-in{background:#FFE58A;color:#1a1a1a;padding:1px 5px;border-radius:4px;font-weight:700}
ol.agr-list{list-style:decimal}
.agr-toc a:not(:has(span)){padding-left:8px}

/* Eagle background on legal page banners + see-through legal cards */
.eagle-hero::after{display:none}
.eagle-hero::before{content:"";position:absolute;inset:0;background:url("../img/hero-eagle.webp") right 6% center/min(760px,70%) auto no-repeat;opacity:var(--eagle-op);pointer-events:none}
@media (max-width:880px){.eagle-hero::before{background-position:center;background-size:110% auto}}
.agr-body{background:color-mix(in srgb,var(--surface) 88%,transparent)}
.agr-toc{background:color-mix(in srgb,var(--surface) 92%,transparent)}

/* Keep the support email on one line */
.nw{white-space:nowrap}
@media (min-width:901px){.foot-grid{grid-template-columns:minmax(310px,1.6fr) repeat(4,minmax(0,1fr))}}
/* Regency wordmark: REGENCY spans the same width as ★ TOTAL WARRANTY ★ */
.brand-name b{display:block;font-size:1.42rem;line-height:1.05;letter-spacing:.43em;margin-right:-.43em}
@media (min-width:1181px){.brand-name b{font-size:1.42rem}}

.plans.plans-2{grid-template-columns:repeat(2,minmax(0,460px));justify-content:center}
@media (max-width:980px){.plans.plans-2{grid-template-columns:minmax(0,520px)}}

/* Top bar Real Estate dropdown */
.topbar{position:relative;z-index:60}
.topbar nav{align-items:center}
.tb-drop{position:relative}
.tb-drop-btn{background:none;border:0;padding:0;color:#fff;font:inherit;font-weight:600;cursor:pointer;display:inline-flex;align-items:center;gap:4px}
.tb-drop-btn:hover{text-decoration:underline}
.tb-menu{display:none;position:absolute;right:0;top:calc(100% + 8px);min-width:210px;background:var(--surface);border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);padding:6px;z-index:70}
.tb-menu::before{content:"";position:absolute;left:0;right:0;top:-10px;height:10px}
.tb-drop:hover .tb-menu,.tb-drop:focus-within .tb-menu,.tb-drop.open .tb-menu{display:grid}
.topbar .tb-menu a{color:var(--fg);padding:9px 12px;border-radius:8px;font-weight:600;text-decoration:none;white-space:nowrap}
.topbar .tb-menu a:hover{background:var(--tint);text-decoration:none}
@media (max-width:640px){.tb-menu{left:0;right:auto}}

.form-error{background:#fdecec;color:#a11;border-radius:10px;padding:12px 14px;font-weight:600}

/* Wordmark option 6: site font, navy + blue */
.brand-name.bn6{text-transform:none;letter-spacing:0}
.brand-name.bn6 b{font:700 1.5rem/1.05 var(--font-body);letter-spacing:-.01em;margin-right:0;color:var(--navy);white-space:nowrap}
.brand-name.bn6 b em{font-style:normal;color:var(--sky)}
.brand-name.bn6 small{font:600 .66rem/1.6 var(--font-body);letter-spacing:.24em;text-transform:uppercase;color:var(--muted);margin-top:2px}
.brand-name.bn6 small::before{content:"\2605\00a0\00a0";color:#C9A24A}
.foot-brand .brand-name.bn6 b{color:var(--foot-head)}
.foot-brand .brand-name.bn6 small{color:var(--foot-fg)}
@media (min-width:1181px){.brand-name.bn6 b{font-size:1.18rem}.brand-name.bn6 small{font-size:.6rem;letter-spacing:.18em}}
@media (max-width:480px){.brand-name.bn6 b{font-size:.98rem}.brand-name.bn6 small{font-size:.5rem;letter-spacing:.14em}.site-header .brand{gap:8px}.site-header .brand-logo{height:38px}}
.nav-toggle{flex-shrink:0}.nav-toggle svg{flex-shrink:0;width:22px;height:22px}

/* Promo landing pages */
.promo-mode .promo-band,.promo-mode .coupon-box,.promo-mode .quote-card:not(.promo-q) .promo-tag{display:none!important}
.promo-mode .promo-hero .promo-tag{display:inline-block!important}
.promo-spot{display:flex;flex-direction:column;gap:4px;background:var(--surface);border:2px solid var(--gold);border-radius:16px;padding:18px 22px;max-width:460px;box-shadow:var(--shadow)}
.promo-spot .ps-label{font-weight:700;color:var(--navy);text-transform:uppercase;letter-spacing:.08em;font-size:.82rem}
.promo-spot .ps-price{font:800 2.6rem/1 var(--font-display);color:var(--navy)}
.promo-spot .ps-price small{font-size:1rem;font-weight:600;color:var(--muted)}
.promo-spot .ps-sub{color:var(--muted);font-size:.92rem}
.promo-price-note{font-size:.85rem;color:var(--ok);font-weight:600;margin:4px 0 0}
#promo-plans{scroll-margin-top:84px}

/* ================= Mobile & tablet polish ================= */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{overflow-x:hidden}
img,svg,video{max-width:100%}
.topbar .tb-call a{color:#fff;text-decoration:none}
.mnav-extra{display:none}
.mbar{display:none}
@media (max-width:1180px){
  .mainnav{max-height:calc(100dvh - 80px);overflow-y:auto;overscroll-behavior:contain;box-shadow:0 18px 30px rgba(0,28,100,.12)}
  .mainnav a{padding:13px 12px;font-size:1.02rem;min-height:48px;display:flex;align-items:center}
  .mainnav .mobile-cta{justify-content:center;min-height:52px}
  .header-cta{display:inline-flex;margin-left:auto}
  .header-cta + .nav-toggle,.nav-toggle{margin-left:0}
  .site-header .wrap{gap:12px}
  .nav-toggle{min-width:48px;min-height:48px;display:flex;align-items:center;justify-content:center}
}
@media (max-width:860px){
  .topbar .tb-nav{display:none}
  .topbar .wrap{justify-content:center;padding-block:9px}
  .mnav-extra{display:flex;flex-direction:column;gap:2px;border-top:1px solid var(--line);margin-top:8px;padding-top:6px}
  .mnav-h{font-size:.74rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);padding:12px 12px 4px}
}
@media (max-width:640px){
  .header-cta{display:none}
  .nav-toggle{margin-left:auto}
  .topbar .tb-24{display:none}
  .topbar{font-size:.95rem}
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:80;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:var(--surface);border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,28,100,.10)}
  .mbar .btn{flex:1;justify-content:center;min-height:50px;font-size:1rem}
  .mbar-call{background:var(--navy-deep);color:#fff;display:inline-flex;align-items:center;gap:8px}
  body{padding-bottom:calc(76px + env(safe-area-inset-bottom))}
  body[data-pg="checkout"] .mbar,html.menu-open .mbar{display:none}
  body[data-pg="checkout"]{padding-bottom:0}
  /* type & spacing */
  .hero .lede,.home-hero .lede{font-size:1.04rem;font-weight:500;line-height:1.55}
  .section{padding-block:52px}
  .section-head{margin-bottom:28px}
  .wrap{padding-inline:18px}
  h1{font-size:clamp(1.85rem,8vw,2.3rem);line-height:1.12}
  h2{font-size:clamp(1.5rem,6.4vw,1.9rem)}
  .hero-points{gap:10px}
  .hero .btn,.cta-band .btn,.promo-band .btn{width:100%;justify-content:center}
  .quote-card{padding:22px 18px}
  .cta-band{padding:28px 20px}
  /* tables fit the screen */
  table{min-width:0}
  th,td{padding:10px 8px;font-size:.92rem}
  /* checkout progress: compact single row */
  .progress{flex-wrap:nowrap;gap:5px}
  .progress li{min-width:0;font-size:.68rem;text-align:center;line-height:1.2}
  .footer-links a,.site-footer li a{display:inline-block;padding:7px 0}
}
@media (max-width:380px){
  .brand-name.bn6 b{font-size:.88rem}
  .brand-name.bn6 small{font-size:.46rem;letter-spacing:.1em}
  .site-header .brand-logo{height:32px}
  .site-header .brand{gap:6px}
  .wrap{padding-inline:14px}
}
/* No iOS zoom on focus: form text at least 16px on touch screens */
@media (max-width:1180px),(pointer:coarse){
  input,select,textarea,.field input,.field select,.field textarea,.coupon-apply input{font-size:16px!important}
}
/* Comfortable tap targets on touch screens */
@media (pointer:coarse){
  .btn,.btn-sm,.plan-toggle button,[data-copy],.tb-drop-btn{min-height:44px}
  .agr-toc a{padding-block:10px}
  .faq summary,details summary{min-height:48px}
}
.mbar .btn{min-width:0;padding-inline:10px;white-space:nowrap}
@media (max-width:380px){.mbar .btn{font-size:.92rem}.mbar{gap:8px;padding-inline:10px}}
@media (pointer:coarse){.topbar .tb-call a{display:inline-block;padding:10px 2px;margin-block:-10px}.card a,.cards a{display:inline-block;padding-block:10px}.agr-toc a{min-height:44px}}
@media (max-width:1180px){.site-header .header-cta{order:2;margin-left:auto}.site-header .nav-toggle{order:3}.site-header .brand{order:1}}
@media (max-width:640px){.site-header .nav-toggle{margin-left:auto}}
@media (max-width:880px){.hero .lede,.home-hero .lede{font-weight:500}}

/* ================= Accessibility (ADA / WCAG 2.1 AA) ================= */
:root{--link:#006BAA;--ok:#087A41;--tb-bg:#0071AE}
.topbar{background:var(--tb-bg)}
.plan .badge,.tier-tag{background:var(--tb-bg)}
html{scroll-padding-top:96px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:12px;top:-100px;z-index:200;background:var(--navy-deep);color:#fff;padding:12px 18px;border-radius:10px;font-weight:700;text-decoration:none}
.skip-link:focus{top:12px;outline:3px solid var(--gold);outline-offset:2px}
main:focus{outline:none}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px}
.btn:focus-visible,.mbar .btn:focus-visible{outline:3px solid var(--navy-deep);outline-offset:3px}
.foot-grid .foot-h{font-family:inherit;font-weight:700;color:var(--foot-head);font-size:.95rem;margin:0 0 12px;letter-spacing:0}
.prose h2{margin:32px 0 10px}.prose h2:first-child{margin-top:0}.prose p{margin:0 0 12px}

/* Accessibility button + panel */
.a11y-fab{position:fixed;left:16px;bottom:16px;z-index:90;width:54px;height:54px;border-radius:50%;border:3px solid #fff;background:var(--navy-deep);color:#fff;display:grid;place-items:center;cursor:pointer;box-shadow:0 6px 18px rgba(0,20,70,.3)}
.a11y-fab:hover{background:#0b2f8a}
.a11y-fab:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.a11y-panel{position:fixed;left:16px;bottom:82px;z-index:95;width:min(340px,calc(100vw - 32px));max-height:calc(100dvh - 110px);overflow:auto;background:var(--surface);color:var(--fg);border:1px solid var(--line);border-radius:16px;box-shadow:0 18px 50px rgba(0,20,70,.28);padding:16px}
.a11y-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}
.a11y-head h2{font-size:1.1rem;margin:0}
.a11y-x{width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:var(--surface);color:var(--fg);font-size:1.5rem;line-height:1;cursor:pointer}
.a11y-size{display:flex;align-items:center;gap:8px;margin-bottom:12px;font-weight:600}
.a11y-size span{flex:1}
.a11y-size button{width:48px;height:44px;border:1.5px solid var(--line);border-radius:10px;background:var(--surface);color:var(--fg);font-weight:700;font-size:1rem;cursor:pointer}
.a11y-size output{min-width:52px;text-align:center;font-weight:700}
.a11y-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.a11y-grid button{min-height:52px;padding:8px 10px;border:1.5px solid var(--line);border-radius:12px;background:var(--surface);color:var(--fg);font:600 .9rem/1.25 var(--font-body);cursor:pointer;text-align:left}
.a11y-grid button[aria-pressed="true"]{background:var(--navy-deep);border-color:var(--navy-deep);color:#fff}
.a11y-grid button[aria-pressed="true"]::before{content:"\2713  "}
.a11y-foot{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:14px;flex-wrap:wrap}
.a11y-foot a{font-weight:600;padding-block:10px}
@media (max-width:640px){.a11y-fab{bottom:calc(84px + env(safe-area-inset-bottom));width:50px;height:50px}.a11y-panel{bottom:calc(144px + env(safe-area-inset-bottom))}
  body[data-pg="checkout"] .a11y-fab{bottom:16px}body[data-pg="checkout"] .a11y-panel{bottom:76px}}

/* Accessibility modes */
html.a11y-s1{font-size:112.5%}html.a11y-s2{font-size:125%}html.a11y-s3{font-size:140%}html.a11y-s-1{font-size:90%}
html.a11y-contrast:root{--fg:#000;--muted:#000;--line:#000;--sky:#003D73;--link:#00315E;--accent:#003D73;--btn:#002B57;--btn-hover:#001a36;--navy:#000;--navy-deep:#000;--bg:#fff;--bg-alt:#fff;--bg-alt-t:#fff;--surface:#fff;--tint:#fff;--hero-bg:#fff;--hero-fg:#000;--hero-muted:#000;--hero-eyebrow:#003D73;--eagle-op:0;--wm-op:0;--foot-bg:#fff;--foot-fg:#000;--foot-head:#000;--tb-bg:#000;--ok:#00592F;--err:#A00000}
html.a11y-contrast *{text-shadow:none!important}
html.a11y-contrast .hero::before,html.a11y-contrast .eagle-hero::before,html.a11y-contrast .home-hero::before,html.a11y-contrast main::before{opacity:0!important;background:none!important}
html.a11y-contrast a:not(.btn){text-decoration:underline}
html.a11y-contrast .btn-gold{background:#FFD24D;color:#000;border:2px solid #000}
html.a11y-contrast .plan,html.a11y-contrast .card,html.a11y-contrast .panel,html.a11y-contrast .quote-card,html.a11y-contrast .summary{border:2px solid #000}
html.a11y-gray .topbar,html.a11y-gray .site-header,html.a11y-gray main,html.a11y-gray .site-footer,html.a11y-gray .mbar{filter:grayscale(1)}
html.a11y-links a{text-decoration:underline!important;text-underline-offset:3px}
html.a11y-font body,html.a11y-font body *:not(svg):not(path){font-family:Verdana,Tahoma,"Segoe UI",Arial,sans-serif!important;letter-spacing:.01em}
html.a11y-spacing body *{line-height:1.9!important;letter-spacing:.06em!important;word-spacing:.16em!important}
html.a11y-spacing p{margin-bottom:1.6em}
html.a11y-motion *,html.a11y-motion *::before,html.a11y-motion *::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
html.a11y-cursor,html.a11y-cursor *{cursor:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='40' viewBox='0 0 24 24'%3E%3Cpath d='M4 2l15 11-7 1 4 8-3 1-4-8-5 5z' fill='%23000' stroke='%23fff' stroke-width='1.5'/%3E%3C/svg%3E") 4 2,auto!important}
html.a11y-focus *:focus{outline:4px solid #FF8C00!important;outline-offset:3px!important;box-shadow:0 0 0 8px rgba(255,140,0,.25)!important}
.agr-toc .toc-h{font-family:inherit;font-weight:700;margin-top:0}
/* Larger text: keep the header usable */
html.a11y-s1 .brand-name.bn6 b,html.a11y-s2 .brand-name.bn6 b,html.a11y-s3 .brand-name.bn6 b{white-space:normal}
html.a11y-s1 .site-header .brand,html.a11y-s2 .site-header .brand,html.a11y-s3 .site-header .brand{min-width:0;flex:1 1 auto}
@media (max-width:640px){html.a11y-s2 .site-header .brand-logo,html.a11y-s3 .site-header .brand-logo{height:30px}}
@media (min-width:1181px){
  html.a11y-s1 .nav-toggle,html.a11y-s2 .nav-toggle,html.a11y-s3 .nav-toggle{display:flex;align-items:center;justify-content:center;min-width:48px;min-height:48px;order:3}
  html.a11y-s1 .mainnav,html.a11y-s2 .mainnav,html.a11y-s3 .mainnav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--surface);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 20px 20px;gap:2px;max-height:calc(100dvh - 100px);overflow-y:auto}
  html.a11y-s1 .mainnav.open,html.a11y-s2 .mainnav.open,html.a11y-s3 .mainnav.open{display:flex}
  html.a11y-s1 .mainnav a,html.a11y-s2 .mainnav a,html.a11y-s3 .mainnav a{padding:12px;font-size:1rem}
  html.a11y-s1 .header-cta,html.a11y-s2 .header-cta,html.a11y-s3 .header-cta{order:2;margin-left:auto}
  html.a11y-s1 .site-header .wrap,html.a11y-s2 .site-header .wrap,html.a11y-s3 .site-header .wrap{position:relative}
  html.a11y-s1 .topbar .wrap,html.a11y-s2 .topbar .wrap,html.a11y-s3 .topbar .wrap{flex-wrap:wrap}
}
.mbar .btn{white-space:normal;line-height:1.2;text-align:center}
h1,h2,h3,h4{overflow-wrap:break-word;hyphens:auto}
@media (max-width:640px){html.a11y-s1 .cards,html.a11y-s2 .cards,html.a11y-s3 .cards{grid-template-columns:minmax(0,1fr)!important}}

/* Checkout help line (shown 9am-9pm Eastern) */
.sum-col{position:sticky;top:96px;display:flex;flex-direction:column;gap:14px}
.sum-col .summary{position:static}
.co-help{display:flex;gap:12px;align-items:flex-start;background:var(--tint);border:1px solid var(--line);border-radius:14px;padding:14px 16px;color:var(--fg)}
.co-help[hidden]{display:none}
.co-help svg{flex-shrink:0;color:var(--sky);margin-top:2px}
.co-help p{margin:0;font-weight:600;line-height:1.45}
.co-help a{white-space:nowrap}
@media (max-width:960px){.sum-col{position:static}}