Systems and appliances we repair or replace
Coverage applies to failures from normal wear and tear on properly maintained items.
Essential Guard Gold coverage
Ductwork & stoppages
Ductwork from the heating or cooling unit to the registers, and drain stoppages cleared through existing access.
Electrical
Panels, breakers, wiring, switches, outlets and junction boxes.
Garage door opener
Motor, switches, control board, chains, belts and gears. Doors, springs and tracks are excluded.
Kitchen appliances
Oven, range, stove, cooktop, built-in microwave, dishwasher and garbage disposal.
Refrigerator
One kitchen refrigerator. Ice maker coverage is available as an optional add-on.
Water heater
Gas and electric tanks, including thermostats, valves and heating elements.
Ceiling & exhaust fans
Motors, switches and controls on ceiling and exhaust fans.
Total Guard Platinum coverage
All Essential Guard Gold coverage, plus heating, air conditioning, washer and dryer, and limited roof leak protection.
Ductwork & stoppages
Ductwork from the heating or cooling unit to the registers, and drain stoppages cleared through existing access.
Electrical
Panels, breakers, wiring, switches, outlets and junction boxes.
Garage door opener
Motor, switches, control board, chains, belts and gears. Doors, springs and tracks are excluded.
Kitchen appliances
Oven, range, stove, cooktop, built-in microwave, dishwasher and garbage disposal.
Refrigerator
One kitchen refrigerator. Ice maker coverage is available as an optional add-on.
Water heater
Gas and electric tanks, including thermostats, valves and heating elements.
Ceiling & exhaust fans
Motors, switches and controls on ceiling and exhaust fans.
Heating system
Your home's primary heating system, including blower motors, thermostats and controls.
Air conditioning
Your home's primary central A/C, including compressors, condensers and fan motors.
Clothes washer & dryer
Motors, pumps, control boards, heating elements and other parts that affect operation.
Limited roof leak protection
Leak repairs over occupied living areas of single-family homes.
Add what your home needs
Extra appliances, pools, wells, septic systems, generators and more can be added to any plan.
See add-on pricing- Additional Washer
- Additional Dryer
- Additional Fridge
- Additional A/C Unit
- Additional Stove
- Stand Alone Freezer
- Ice Maker (In Refrigerator)
- Additional Heater
- Central Vacuum
- Well Pump
- Additional Oven
- Pool
- Tankless Water Heater
- Geo Thermal System
- Lawn Sprinkler System
- Septic System
- Lighting / Plumbing Fixtures
- Salt Water Pool
- Grinder Pump
- Sump Pump
- Water Softener
- Range Hood
- Limited Roof Leak Coverage (included in Platinum)
- Whole Home Generator
Common exclusions
- Pre-existing conditions known before coverage
- Damage from weather, fire, floods or pests
- Items that were improperly installed or not maintained
- Cosmetic defects that don't affect operation
- Code upgrades, permits and haul-away beyond stated limits
- Commercial-grade equipment
This summary is not a contract. See the Service Agreement for all coverage limits, exclusions and state-specific terms.
Protect your home in about five minutes
Pick a plan, add what you need, and your coverage starts after the standard 30-day waiting period.